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"The best way to understand XeC's value and performance is to talk to our Customers."


Our Clients



Our Global Reach

XeC has served over 458 Clients since 1983

XeC is fortunate to have had excellent customers who were always willing to work with us.

Some of the more notable clients are: NCR Credit, Dresdner Kleinwort Benson, Yamaha Credit, Ford Credit, VW Finans, BMW Financial Services, Taco Bell Finance, Vari-Lease and Heidelberg Print Finance.


Some of our recent clients are Northern Leasing, Linedata, CHP Consulting, Carnegie Mellon's Tepper Business School and the University of Pittsburgh's GSPIA.

BMW Financial Services

Dresdner Kleinwort Benson

Ford Contract Motoring Limited

Heidelberg North America, Inc.

Nissan Canada Finance Inc.

AT&T Capital Canada

Carnegie Mellon University

Comerica AutoLease

Dobbs Fleet Leasing

First National Bank of Maryland

First National Bank of Ohio

First Security Bank (Wells Fargo)

Firstar Leasing

Fleetway Leasing

Hyundai Motor Finance

Mellon Bank Leasing

Mitsubishi Caterpillar Forklift

NCR Credit Corporation

North Shore Bank

PHH FleetAmerica Corp.

PNC Bank

Porsche Credit Corp.

Reed Smith

Taco Bell Corp.

Toyota Finance New Zealand

Toyota Motor Finance Europe


University of Pittsburgh GSPIA

Volvo Finans Norway A/S

VW Credit Inc. (VCI)

Xerox Administrative Services

Yamaha Motor Corp. USA

777 Ranch

A&C Enercom

AAG Lease Express Acceptance

AB Financial Resources, Inc

ABG American Business Group

Action Auto Rental

Admiral Capital

Advance/Exec Auto Leasing, Inc.

Advantage Leasing

Advantage Vehicle Leasing

ALFA Financial Corporation

Algor Inc.

All Service Leasing

All States Rental & Leasing

Allegheny Valley Bank

Allied Group Leasing

Allstate Leasing, Inc.

Alpha Equipment Group, Inc.

Alpha Financial Group

Alpha Leasing

American Business Leasing, Inc.

American Capital Funding, Inc.

American Electronics Assoc CU

Americana Leasing Corporation


Amica Leasing

AmSouth Bank of Alabama

Angelo Refrig. & Restaurant

Arizona Bank

Armour Credit Union

AT&T Automotive Services

AT&T Capital Corporation

AT&T Capital, Ltd.

Atherton Services Limited

Auburn National Bank

Auto International

Auto One Leasing Corp.

Autocar Leasing


Automotive Financial Corp.

Autoporter Leasing

AV Financial

Avis Leasing

Avon Equipment Leasing

B. F. Service Inc.

Bank Atlantic

Bank Capital Services Corp.

Bank of Chester County

Bank of Cyprus Finance Corp.

Bank of Pennsylvania

Bank of the West

Bank Services Inc.

Bayer Leasing

Beacon Funding Group

Bedford Independent FCU

Bell Atlantic TeleProducts

Belmont Financial Network

Benke Motors

Bianco Auto Leasing

Bill Gray Leasing

Bison Leasing Company

Blackmun Equipment Leasing

BMC Leasing Ltd.

BMI Federal Credit Union

BMI Leasing, Inc.

Bob Brown Leasing

Bob Brown Leasing, Inc.

Bob Fish Leasing

Bombardier Finance

Branch Banking and Trust

Brant Leasing, Inc.

Bremer Financial Corp.

BRT Leasing

Brunswick Business Services, Inc.

Cahillane Leasing

Calgary Copier, Ltd.

Cambridge Co-op Credit Union


Capital Resource Group, Inc.

Carolina Executive Leasing

Carolina Leasing

Car-O-Liner HPA



Central Arizona Bank

Central Bank

Central Federal Savings

Central Florida Educators FCU

Cenwest National Bank

Chase Federal Bank

Chemical Bank of NJ

Chicago Leasing Corp.

Circle Pines Credit Union

Citizens Savings Association

Claridge Capital

Cloverdale Leasing Corp.

COBE Laboratories, Inc.

COFCO Credit Company LLC

Collateral Financial Services

Colonial National Bank

Columbia Lease and Rental

Columbian FCU

Columbus Metro Federal CU

Community Banks NA

Community Educators Credit Union

Conaway Hearse

Consolidated Media Systems

Continental Auto/Truck Leasing

Continental Bank

Continental Funding, Inc.

Copel, Inc

Cormier Auto Group

Country Leasing

County National Bank

Credit Union Central of Canada

Credit Union Financial Services

Crevier Leasing

Crowe Chizek & Co

CSC Logic, Inc.

CTE Leasing

CU Auto Sales,Sacramento,CA

CU Lease Inc.,OH

CU Leasing Corp.,Colorado

CU Leasing,San Diego, CA

Curry Auto Leasing

D.F.S. Leasing Inc.

Dallas Leasing Group

Dauphin Deposit Bank

DC Gov't FCU

Dealers Credit, Inc.

Dealers Leasing

Dealers Leasing, Inc.

Dearborn FCU

Defense Mapping FCU

Department of Commerce FCU

Dependable Services Corp

Deposit Bank

Desert Schools FCU

Diamond Engineered Space

Dick Martin Leasing, Inc.

Digital Briefing, Inc.

Direct Legal & Collections Ltd.

Discount Vehicle Leasing

DM Federal Credit Union

Dollar Bank

Dollar Bank Leasing

DP Enterprises, Inc.

E. H. Schmidt Executive Lsg

Eger Leasing

Ehler's Cadillac

Eilers Leasing

El Camino Resources Ltd.

Eli Lilly FCU

Elmwood Leasing Co.

Energy Federal Credit Union


Equitable Financial Management

Equity Leasing Companies, LTD

Estonian Industrial Leasing

European Auto Leasing

Evansville Teachers Credit Union

Far Western Bank

Farmers State Bank

FBL Leasing

FFV Leasing

Fidelity Deposit & Discount Bank

Fidelity Leasing Corp

Figgie Leasing Corp.

Filterfresh Corporation

FinCom Leasing, Inc.

First Alliance

First Bank of Ohio - Tiffin

First Calgary Credit Union

First City Acceptance

First Commonwealth Bank

First Community Credit Union

First Federal Credit Union

First Fidelity

First Financial Brokerage

First Lehigh Bank

First National Bank of Hutchinson

First National Bank of West Chester

First Natl Bank of Western  PA

First Nat'l Bank Southwestern Ohio

First Philson Bank, N.A.

First Service Credit Corporation

First Tech FCU

Fitzpatrick Leasing

Fleet Services, Inc.

FNW Capital

Ford Credit Czech Republic

Ford Credit Denmark

Ford Credit ESO East, Poland

Ford Credit Europe - ESO

Ford Credit Europe - FSL Team

Ford Credit Europe- Madrid

Ford Credit Finland

Ford Credit Netherlands

Ford Credit Norway

Ford Credit Spain

Ford Credit Sweden AB

Franklin Funding, Inc

Freedom Leasing

Gallop Leasing

General FCU

General Federal Credit Union

George Ballas Leasing

Greater Minnesota Credit Union

Greater NY Auto Leasing

Guess Motors

Halifax Office Products

Hampshire Leasing

Hansen Leasing

Harleysville National Bank

Harron Leasing

Hellenic Bank (Finance) Limited

Heller Financial, Inc.

Howard's Leasing & Sales

ICE Credit Ltd.

ICE Leasing Partners

ICL Ltd.

IFC Credit Corp.

Ikon Office Solutions, Inc.


Indiana Federal Credit Union

Indiana Telco FCU

Interstate Fleets

Interstate Leasing

Iron and Glass Bank

J.O'Brien Leasing

Jack Kennedy Leasing, Inc.

Jack Schmidt Oldsmobile

JayHawk Acceptance Corp.

Jefferson Bank

Jenkins Leasing

Jim Clark Leasing

Johnstown Bank and Trust

Karmich Investment Group, Inc.

Kevlin Leasing

Key Leasing

Key Leasing & Rental, Inc.

Kunkles Service

LA Lease, Inc.



Lakeland Community FCU

Lattof Leasing & Rental, Inc.

Laurel Bank

Lease Associates

Lease Corp.

Lease Finance Group Limited

Lease Group One

Lease Management Group

Lease Underwriters

Lease Vehicle Specialists



Leasing Consultants of


Leasing de Panama, S.A.

Leasing Management Associates

Leasing Professionals, Inc.

Lee Bros. Leesing, Inc.

Lion Business Machine, Ltd.

LMV Leasing

Lombard & Ulster Leasing Ltd.

Macro Media Leasing

Matrix Funding Corp.

McGuire Federal Credit Union

McMahon Leasing

Mears Motor Livery Corp.

Mercantile Trust & Savings Bank

Merrimac Financial Association

Metro Community Credit Union

Metropolitan Life Acceptance

MFP Technology Services Ltd.

Middle States Financial Services

MidFlorida Schools FCU

Minne-Mine Credit Union

Moller Bilfinans A/S

Motorola Employees Credit Union


Multi-Car Leasing Company, Inc.

Municipal Credit Union

Mutual Advisory Corporation

NAL Acceptance Corp

National Car Rental/Leasing

National State Bank

NCR France Financement

NEI Leasing

Network Systems Credit Corp.

New Cars, Inc.

NFC Leasing, Inc.

North America Credit Consultants

North Island FCU

Northeast Auto Lease

Northern Leasing

NorthSide Bank

Northwest Federal Credit Union

Norwest Bank Minnesota N.A.

NUCO Services

Ogivar Finance

Old Phoenix Bank

Omega Bank N.A.

Omni Financial Systems, Inc.

Oriental Bank and Trust

Owensboro National Bank

Pacifico Management

Pallet Reefer Company

PAM Financial Corporation

Parallax Leasing

Park National Bank

Peoples Federal Savings

Peoples Home Savings Assoc.

PEZ Leasing

PGH Leasing Co.,Inc.

PHD Penske

PHH Europe plc

Pines Trailer

Premium Lease & Finance, Inc.

Prestige Leasing

Primary Capital Corporation

Progressive Acceptance Corp

Prospect Vehicle Leasing, Inc.

Prostrollo Leasing

Provident Central CU

Purdue Employees FCU

Putnam Leasing Company, Inc.

Pyxis Corporation

Quaker State Financial Corp.

Quality Leasing Co., Inc.

Refco Investments, Inc.



Republic Leasing Services Inc

Republic Leasing-AZ

Republic Savings Bank FSB

Retail Employees Credit Union

Richland Bank

RIT Leasing, Inc.

Riverside County FCU

Royal Leasing

Saguaro Credit Union

San Diego County Credit Union

San Diego Vehicle Leasing, Inc.

Santiago Leasing S.A.

Scandinavian Lease Services

Scania Finance Belgium

Scania Finance GB Ltd.

Scania Polska S.A.

Scripps Bank

Security Excel Corp.

Security Leasing Partners

Seton Hill University

Shamrock Leasing

Signature Leasing, Inc.

Signet Business Leasing Corp.

Signet Leasing

SLK Systems

Southeastern Leasing, Inc.

Southern Leasing Corp.

Southwest Bank of St. Louis

Sparta Leasing Corp.

Sport  Imports

State Savings Bank

Stock Yards Bank & Trust

Stoughton Trailers

Summit Leasing Systems

SunWest Financial Services

Supersafe, Inc.

Sutton State Bank

Svenska Volkswagen Finans AB

Target Ford

TCF Financial Services Inc.

Teacher's Credit Union

Toledo Trust

Tower FCU

Tower Leasing Limited

Towne Services, Inc.

Townsend Leasing

Travelers Leasing Corp.

Tri Leasing


Toyota Finance Italy

Toyota Finance Norway

Trans Hawaii Lease, LTD

Triad Leasing

Triton Leasing

Triumphe Financial Corporation

Trostle Leasing

Tucson Federal Credit Union

U.S. Airweld, Inc.

U.S. Auto Leasing

U.S. Bank Leasing

U.S. National Bank

U.S. Postal FCU

Union Acceptance Corp.

Union Leasing, Inc.

Unitas National Bank

Unitas Services (UK) Limited

United Auto Leasing Services

United New Mexico Financial

USTrust Bank

Valley American Bank

Valley National Bank

VariLease Corporation

Ventana Leasing Inc.

Vision Financial Group, Inc.

Visions FCU

Wang Computadoras, Inc.

Wang Laboratories (Panama)

Warren Capital Corp.

WASCO Funding Corp

Washington Credit Union

Washington Telephone FCU


Westmark Capital Corporation

Westminster Savings Credit Union

Wilson-Shreve Auto Group

Wright Patman Congressional FCU

WSFS Credit Corporation

York Bank


Cornerstone Software

HealthSouth (NH)


Betsy Johnson Hospital

Univ. of Missouri Medical Center

Trinity Cancer Center

Robinson Animal Hospital

Butler Memorial Hospital


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  XeC professionals have been serving the financial and technology industries for over 23 years, specializing in financial software design, lease education, and wireless technology commercialization.  Since 1983, XeC consultants have installed over 458 leasing systems in 22 countries.          

 512 Main Street ●  Irwin, PA 15642 USA ● +1 724-216-6200


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